Our HELOC can help you with
Major purchases
Dream vacations
Home renovations
Debt consolidation
Home values are up. Put that equity to work
Since 2022, US homeowners gained an average of $88,200 in home equity and can now quickly access it for renovations, debt, or emergencies.
Borrow more
Up to
$400K
Borrow more
You can get up to a $400,000 line of credit. You don't have to use it all at once and you'll only pay interest on what you withdraw.
Better terms
Up to
30 Years
Better terms
Enjoy greater borrowing flexibility with terms up to 30 years. Choose the term that best matches your financial need.
No credit minimum
APR starting at
7.60%
No credit minimum
HELOC's offer some of the most competitive interest rates of any personal finance product helping you save thousands of dollars in interest.
Access the leading non-bank home equity lines of credit in the U.S.
Access up to 90% of your property's value
You can get up to a $400,000 line of credit. You don't have to use it all at once and you'll only pay interest on what you withdraw.
Lowest rates, maximum savings
Easier approvals and longer repayment terms
A HELOC offers greater borrowing flexibility with terms up to 30 years compared to credit cards or traditional personal loans.
Terms up to 30 years
Lower rates mean more savings
A HELOC can help homeowners save thousands of dollars in interest payments compared to a cash-out refinance.
Best-in-class interest rates
How to get started?
- 1Tell us what you needEnter your loan request information.
- 2Share some detailsBuild a basic profile and sit back.
- 3Let us find your matchOur matching algorithm takes it from here.
- 4That's it. Compare and get fundedReceive your funds as soon as the next day.
Your HELOC for everything
Any thing, any time, any where. Use your HELOC to cover all of life's curveballs.
- +400%
- -60%
- -80%
- Homeowners can borrow up to 400% more than a traditional personal loan using a HELOC.
- Reduce your monthly payment by up to 60% with extended repayment terms up to 30 years.
- Save up to 80% on your interest payments with a HELOC compared to using a credit card.
HELOC vs. Credit Cards
Using a HELOC helps homeowners save thousands of dollars in interest payments compared to credit cards
HELOC
Credit Cards
Average rate
As low as 7.60%
Up to 35.99%
Term & rate type
5, 10, 15, 30-year loan terms
Variable
Max amount
Up to $400,000
Varies
Payments
One per month
Multiple per month
Personalized loan offers for all financial situations
... regardless of credit score or income
- Starting APR
7.99%
Save thousands with a single fixed-rate payment
- Borrow up to
$100K+
Get the funds you need, when you need them
- Terms up to
7 Years
Loan terms that can flex with all of life's demands
Answers to common questions
A home equity line of credit, or HELOC, is a revolving line of credit. Instead of receiving a one-time loan amount as you do with a traditional loan, a HELOC gives you a borrowing limit (or credit limit). As you repay the balance, you can withdraw money from the credit line as you would with a credit card when you need it.
Our platform lends to individuals whose subject properties are held solely or jointly with others, or by revocable trusts. In order to obtain a HELOC, your name must appear in the county records as the owner of the property.
Our platform offers HELOCs on both primary and secondary residences. These include, but are not limited to, single-family residences, townhouses, planned urban developments (PUDs), most condos, and most duplexes.
HELOCs establish a credit line based on the equity value of your property. Once established, you can draw directly from the revolving line according to the specific HELOC's terms.