Logo Dark

Let's talk consolidation

Transfer high-interest credit card balances into a consolidation loan up to $100k to reduce your monthly payments and save money.

  • Low rates starting at 6.99%
Happy client

Consolidation loan amount

$68K

  • Chase

    $18,428

  • American Express

    $26,457

  • Citi Bank

    $13,115

Join over 32,000,000 people funded through our platform

  • Fast funds

    Up to

    $100K

    Fast funds

    Our application takes less than 60 seconds and you can receive funds as soon as the next business day.

  • Fixed payments

    Up to

    7 Years

    Fixed payments

    No surprises. Save big by converting high-rate debt into one fixed payment.

  • No credit minimum

    APR starting at

    6.99%

    No credit minimum

    You're more than a number - get exclusive offers regardless of credit score or income.

Life is flexible. Your lender should be too

Spinner

Life is flexible. Your lender should be too

Spinner

Life is flexible. Your lender should be too

Spinner

Life is flexible. Your lender should be too

Spinner

Life is flexible. Your lender should be too

Spinner

Life is flexible. Your lender should be too

Spinner

Life is flexible. Your lender should be too

Spinner

Life is flexible. Your lender should be too

Spinner

Life is flexible. Your lender should be too

Spinner

Life is flexible. Your lender should be too

Spinner

Life is flexible. Your lender should be too

Spinner

Life is flexible. Your lender should be too

Spinner

Life is flexible. Your lender should be too

Spinner

Life is flexible. Your lender should be too

Spinner

Life is flexible. Your lender should be too

Spinner

Life is flexible. Your lender should be too

Spinner

Life is flexible. Your lender should be too

Spinner

Life is flexible. Your lender should be too

Spinner

Life is flexible. Your lender should be too

Spinner

Life is flexible. Your lender should be too

Spinner
  • Get the funds you need, when you need them

  • Save thousands with a single, fixed, monthly payment

  • Loan terms that can flex with all of life's demands

  • Get your debt under control with loan offers up to $100k regardless of financial situation.

  • Eliminate high interest payments by transferring balances to a loan.

  • Choose the terms that work best for you and start saving.

    Estimate your monthly payment with our calculator

    Browse exclusive offers, terms, and rates from lenders across America, including some you won't find anywhere else.

    How much debt are you consolidating?

    No impact on credit, and we never sell your informationApply in 60 seconds

    Requested loan amount:

    $78K
    $0/moPayment
    84Months
    6.99%Interest rate

    This calculator is provided for illustrative purposes only

    View my offersView my offers

    Our mission is to help everyday people eliminate high interest debt

    ... and we're just getting started

    • Total credit products through our platform

      $10

      +Billion

    • Total customers funded through our platform

      32

      +Million

    • Total loan offers made through our platform

      100

      +Million

    • Total inquiries on our platform in 2024

      200

      +Million

    Pay less, borrow more

    It takes 60 seconds to apply and compare exclusive offers from leading lenders including some you won't find anywhere else.

    • Don’t worry - we never sell your information

    • No credit impact

    • Personal loan

      Up to

      $100K

    • Lower Payments

    • Interest rate

      APR starting at

      6.99%

      How to get started?

      • 1
        Tell us what you needEnter your loan request information.
      • 2
        Share some detailsBuild a basic profile and sit back.
      • 3
        Let us find your matchOur matching algorithm takes it from here.
      • 4
        That's it. Compare and get fundedReceive your funds as soon as the next day.

      Get loan offers in as little as 60 seconds

      You deserve options. So we built an industry leading platform to compete for your business.

      • APR starting at 6.99%
      • Loans up to $100,000
      • Repayment terms up to 7 years

      Exclusive offers from over 1,000 lenders competing for your business

      Personalized loan offers for all financial situations

      ... regardless of credit score or income

      • Starting APR

        6.99%

        Save thousands with a single fixed-rate payment

      • Borrow up to

        $100K+

        Get the funds you need, when you need them

      • Terms up to

        7 Years

        Loan terms that can flex with all of life's demands

      Learn more

      about Reserve My Loan

      About usAbout us

      Answers to common questions

      • Debt consolidation involves taking out one loan or line of credit (ideally with a lower interest rate) and using it to pay off other debts — whether that’s credit card debt, personal loans, or other high-interest debt. After consolidating those existing debts into one loan, you have just one monthly payment and one interest rate.

      • Three types of debt are commonly consolidated: credit card debt, medical debt, and high-interest personal loan debt. You may reduce the overall cost of repayment by securing better terms and interest. You'll also have a single payment to keep track of instead of several.

      • When you see a pre-approved offer, one of our lending partners has determined that you meet certain approval criteria. Our matching technology identifies loans that you are the best fit for. Pre-approved offers are conditional commitments for an exact rate from a lender, and let you know if you qualify for that loan. The rates are subject to change but are very rarely different than the rate you’ll see. This enables Reserve to match you with the loan offers that best meet your needs.

      • Our industry-leading platform was built to serve everyone regardless of credit score. Take a look at the funding stats on our homepage to learn more about our successful funding history for all credit bands.